Executive Summary

SAKHILE Property Development Group is a South African black youth-owned and women-owned property development company focused on delivering sustainable real estate developments that create long-term economic value and measurable social impact. Our business develops purpose-built student accommodation, neighbourhood retail centres and mixed-use developments that address critical infrastructure shortages while stimulating local economic growth. Our current development pipeline is strategically positioned in high-demand locations where there is growing demand for quality student housing and modern retail facilities. By partnering with municipalities, traditional authorities, educational institutions and private investors, we create developments that generate recurring rental income while supporting job creation, enterprise development and community upliftment. The company combines commercial discipline with impact-driven development, creating investment opportunities that deliver attractive long-term returns while contributing to South Africa's economic transformation. We are seeking strategic funding partners to accelerate project delivery and establish a scalable property portfolio with sustainable recurring income. Seeking US$5.3 million in long-term debt or structured growth capital over 10 years to finance the development of purpose-built student accommodation and community retail centres in South Africa. SAKHILE Property Development Group is led by a management team with expertise in property development, project management, business strategy, finance, stakeholder engagement and infrastructure development. The executive leadership has experience in developing investment proposals, conducting feasibility studies, engaging government institutions, traditional leadership structures, financiers and private-sector partners. The team has successfully coordinated complex development initiatives involving municipalities, educational institutions, consultants and commercial stakeholders. Our multidisciplinary approach enables us to manage projects from concept development and feasibility analysis through planning, funding, construction and long-term asset management. The business also works with experienced external professionals including architects, engineers, quantity surveyors, town planners, environmental consultants, legal advisers and financial specialists to ensure projects meet institutional investment standards. The leadership is committed to responsible governance, transparency, sustainable development and creating long-term value for investors while delivering infrastructure that benefits local communities. SAKHILE Property Development Group is currently in its growth and project development phase. The business has focused on identifying development opportunities, completing feasibility studies, securing strategic partnerships and advancing projects through the planning and investment readiness stages. The company has established a pipeline of developments with significant long-term revenue potential through recurring rental income generated from student accommodation and retail properties. Revenue growth is expected as projects reach financial close, construction completion and operational stabilisation. The company's strategy prioritises disciplined capital allocation, conservative leverage, strong governance and sustainable cash flow generation. Detailed financial projections, feasibility studies, cash flow forecasts and valuation models are available during investor due diligence. South Africa continues to experience significant demand for quality property developments across the student accommodation and retail sectors. Demand for purpose-built student accommodation continues to outpace supply as universities and higher education institutions expand enrolments while existing accommodation remains insufficient. This supply gap creates resilient demand for professionally managed student housing offering secure, modern and well-located accommodation. Neighbourhood retail centres also remain an attractive investment class due to increasing consumer demand for conveniently located shopping facilities that provide grocery retail, financial services, healthcare, food outlets and essential daily services. Well-positioned community retail centres benefit from stable tenant demand, diversified rental income and long-term asset appreciation. SAKHILE Property Development Group focuses on strategically selected locations with strong population growth, expanding educational institutions and underserved retail markets. By combining commercial property development with measurable social impact, the company is positioned to deliver sustainable returns while contributing to employment creation, economic inclusion and infrastructure development throughout South Africa.