Executive Summary

Jola Lodge represents a unique early-stage investment opportunity in the rapidly growing eco-luxury tourism market of The Gambia. The project combines sustainable hospitality, luxury real estate, and recurring rental income within a professionally managed boutique resort concept developed by SAGE Development BV. Strategically positioned to meet the increasing demand from European travelers seeking authentic, eco-conscious, and high-end travel experiences, Jola Lodge offers investors the opportunity to participate through the acquisition of luxury eco-lodges within the resort. The project offers two exclusive lodge types. The Luxury Medium Eco-Lodge is a fully furnished, off-grid 59 m² lodge for two guests, situated on a private plot of approximately 125 m², available from €69,000 during the early investor phase. The Luxury Large Eco-Lodge offers 70 m² of luxury living space for up to four guests, including two bedrooms with ensuite bathrooms and a private plot of approximately 250 m², starting from €149,000. Both lodge types are integrated into a fully managed rental model, allowing investors to generate passive income while retaining the flexibility for personal use. The revenue model is based on luxury all-inclusive stays, wellness and restaurant services, excursions, eco-tourism activities, and professionally managed rentals. Investors benefit from an expected annual return of approximately 8%, an estimated annual property value increase of 3.5%, and a projected long-term net return of approximately 141% over a 10-year period. To successfully realize Phase 1 of the development, a minimum investment threshold is required. Construction will commence after the sale of either 10 medium lodges or 6 large lodges, supporting a total Phase 1 development budget of approximately €800,000. Phase 1 includes the development of 10 eco-lodges, a luxury restaurant and bar, wellness center, swimming pool, reception area, boutique, landscaping, and sustainable infrastructure. The resort is designed to operate sustainably at an average occupancy rate of approximately 40%, while break-even is projected at around 30% occupancy. Jola Lodge stands out through its early positioning within an emerging tourism market, limited competition in the luxury eco-tourism segment in The Gambia, strong demand for sustainable travel experiences, and a secure Dutch development structure. Combined with its real estate-backed investment model and strong social and environmental impact, Jola Lodge offers investors a rare opportunity to combine profitability with responsible development in West Africa. Jola Lodge is more than a hospitality project — it is a scalable eco-tourism platform designed to create long-term value through sustainability, luxury, and responsible investment.